SellMath / Payments
PayPal Fee Calculator
Estimate PayPal US fees by payment type, compare platforms, and reverse-calculate your selling price.
Verified against the official page on 2026-10-15 Official fee schedule
Your estimate
- Net payout
Where the money goes
- Seller revenue
- Estimated fees
- Item cost
- Your shipping cost
- Profit after costs
- Required listing price
Calculated in your browser. Your entries are not sent anywhere.
How the calculation works
PayPal Checkout is the default. Standard card payments and Goods & Services send/receive have separate rates. The official page supplied for this verification was last updated October 1, 2026. Non-USD fixed fees are shown as reference only; this calculator settles in USD.
Payout = item price + seller-collected shipping − fees. Profit = payout − item cost − shipping cost. Reverse mode finds the lowest listing price that reaches your selected payout or profit.
Estimates exclude unlisted charges. Reverse prices round up to the smallest currency unit that meets your target.
Compare platforms at the same sale price
Same item price, costs, and buyer-paid shipping. The current platform follows the selected controls; other rows use platform defaults. Required listing prices appear in reverse mode. Poshmark shipping is paid to the platform and excluded from seller revenue. Payment processors and marketplaces provide different services. Optional promotions and buyer fees are excluded.
| Platform | Estimated fees | Net payout | Profit after costs | Required listing price | Verification |
|---|---|---|---|---|---|
| Stripe US | $3.20 | $96.80 | $96.80 | — | Verified against the official page on 2026-10-15 |
| PayPal US | $3.98 | $96.02 | $96.02 | — | Verified against the official page on 2026-10-15 |
| eBay US | $14.00 | $86.00 | $86.00 | — | Verified against the official page on 2026-10-15 |
| Etsy US | $9.95 | $90.05 | $90.05 | — | Verified against the official page on 2026-10-16 |
| Depop US | $3.75 | $96.25 | $96.25 | — | Verified against the official page on 2026-10-16 |
| Mercari US | $10.00 | $90.00 | $90.00 | — | Verified against the official page on 2026-10-16 |
| Poshmark US | $20.00 | $80.00 | $80.00 | — | Verified against the official page on 2026-10-16 |
Fee assumptions
Stripe US
Verified against the official page on 2026-10-15
| Transaction / main fee (%) | 2.9% |
|---|---|
| Fixed fee per order | $0.30 |
| Additional international fee (%) | 1% |
Official fee schedule · Stripe Fee Calculator
Domestic card pricing is the default. Select international payment to add the international-card surcharge. Currency conversion, disputes and other payment methods are excluded.
Entered tax is included in the modeled fee base, but is never seller revenue.
PayPal US
Verified against the official page on 2026-10-15
| PayPal Checkout | 3.49% + $0.49 |
|---|---|
| Standard card payments | 2.99% + $0.49 |
| Goods & Services send/receive | 2.99% + $0.00 |
| Additional international fee (%) | 1.5% |
| Fixed fee in payment currency (EUR) | €0.39 |
| Fixed fee in payment currency (GBP) | £0.39 |
| Fixed fee in payment currency (JPY) | ¥49 |
PayPal Checkout is the default. Standard card payments and Goods & Services send/receive have separate rates. The official page supplied for this verification was last updated October 1, 2026. Non-USD fixed fees are shown as reference only; this calculator settles in USD.
Entered tax is included in the modeled fee base, but is never seller revenue.
eBay US
Verified against the official page on 2026-10-15
| Transaction / main fee (%) | 13.6% |
|---|---|
| Main rate applies up to | $7,500.00 |
| Rate above the tier limit (%) | 2.35% |
| Small-order threshold (inclusive) | $10.00 |
| Fixed fee for small orders | $0.30 |
| Fixed fee per order | $0.40 |
Official fee schedule · eBay Fee Calculator
Uses the most-categories schedule, without a Store subscription. The fee base includes item price, shipping and entered sales tax. Tax is remitted and is not seller income. Other categories, promoted listings and seller surcharges are excluded.
Entered tax is included in the modeled fee base, but is never seller revenue.
Etsy US
Verified against the official page on 2026-10-16
| Transaction / main fee (%) | 6.5% |
|---|---|
| Payment processing (%) | 3% |
| Fixed fee per order | $0.25 |
| Listing fee per item | $0.20 |
Official fee schedule · Etsy Fee Calculator
Models one listing sold once, with Etsy Payments in the US. Transaction and processing fees apply to price plus shipping. Offsite Ads, currency conversion, regulatory fees, tax and VAT on fees are excluded.
This scenario excludes tax from the calculation, including comparisons. Tax-related fees are not estimated.
Depop US
Verified against the official page on 2026-10-16
| Transaction / main fee (%) | 0% |
|---|---|
| Payment processing (%) | 3.3% |
| Fixed fee per order | $0.45 |
Official fee schedule · Depop Fee Calculator
Assumes an eligible US listing with no seller selling fee and Depop Payments processing. Older listings or other countries can follow different rules. Boosting and buyer marketplace fees are excluded.
This scenario excludes tax from the calculation, including comparisons. Tax-related fees are not estimated.
Mercari US
Verified against the official page on 2026-10-16
| Transaction / main fee (%) | 10% |
|---|---|
| Fixed fee per order | $0.00 |
Official fee schedule · Mercari US Fee Calculator
Uses the best-known US seller-fee structure on item price plus buyer-paid shipping, with no separate seller processing fee. Buyer charges, withdrawal fees and optional services are excluded.
This scenario excludes tax from the calculation, including comparisons. Tax-related fees are not estimated.
Poshmark US
Verified against the official page on 2026-10-16
| Transaction / main fee (%) | 20% |
|---|---|
| Percentage fee starts at | $15.00 |
| Flat fee below threshold | $2.95 |
Official fee schedule · Poshmark Fee Calculator
Buyer-paid Poshmark shipping is collected by the platform and excluded from seller revenue. Enter any seller-funded shipping discount or label expense as your shipping cost.
This scenario excludes tax from the calculation, including comparisons. Tax-related fees are not estimated.
Frequently asked questions
What does the target amount mean?
Choose payout to calculate the amount after platform fees but before costs. Choose profit to also subtract item and seller-paid shipping costs. Reverse mode finds the lowest listing price in cents (whole yen for JPY) that reaches your target, including fee thresholds.
Are these fees guaranteed?
No. The fee table states the region, assumptions, official source and verification status. Optional charges, account-specific pricing, taxes on fees and platform rounding can change the actual payout.
How does the comparison work?
All rows use the same item price and costs. The current platform follows your selected payment type and seller category; other rows use their defaults. Each platform retains its own fee base. The displayed verification status applies to each row; read the assumptions before comparing.