SellMath / Payments
PayPal Goods and Services Fee Calculator
Calculate US PayPal G&S seller fees and reverse the price to ask for your desired net payment.
Verified against the official page on 2026-10-15 Official fee schedule
Your estimate
- Net payout
Where the money goes
- Seller revenue
- Estimated fees
- Item cost
- Your shipping cost
- Profit after costs
- Required listing price
Calculated in your browser. Your entries are not sent anywhere.
How the calculation works
US Send/Receive Money for Goods and Services: 2.99% with no fixed fee. A sender in another market adds 1.5%. The seller pays. Currency conversion and unlisted charges are excluded.
Payout = item price + seller-collected shipping − fees. Profit = payout − item cost − shipping cost. Reverse mode finds the lowest listing price that reaches your selected payout or profit.
Estimates exclude unlisted charges. Reverse prices round up to the smallest currency unit that meets your target.
Fee assumptions
PayPal US
Verified against the official page on 2026-10-15
| Fee assumptions | Value | Official fee schedule | Verified on |
|---|---|---|---|
| Payment methods · PayPal Checkout · Transaction / main fee (%) | 3.49% | Official fee schedule | 2026-10-15 |
| Payment methods · PayPal Checkout · Fixed fee per order | $0.49 | Official fee schedule | 2026-10-15 |
| Payment methods · Standard card payments · Transaction / main fee (%) | 2.99% | Official fee schedule | 2026-10-15 |
| Payment methods · Standard card payments · Fixed fee per order | $0.49 | Official fee schedule | 2026-10-15 |
| Payment methods · Goods & Services send/receive · Transaction / main fee (%) | 2.99% | Official fee schedule | 2026-10-15 |
| Payment methods · Goods & Services send/receive · Fixed fee per order | $0.00 | Official fee schedule | 2026-10-15 |
| Additional international fee (%) | 1.5% | Official fee schedule | 2026-10-15 |
| Fixed fee in payment currency · EUR | €0.39 | Official fee schedule | 2026-10-15 |
| Fixed fee in payment currency · GBP | £0.39 | Official fee schedule | 2026-10-15 |
| Fixed fee in payment currency · JPY | ¥49 | Official fee schedule | 2026-10-15 |
Official fee schedule · PayPal Fee Calculator
US Send/Receive Money for Goods and Services: 2.99% with no fixed fee. A sender in another market adds 1.5%. The seller pays. Currency conversion and unlisted charges are excluded.
Entered tax is included in the modeled fee base, but is never seller revenue.
Frequently asked questions
Who pays the PayPal G&S fee?
The seller pays: PayPal deducts the fee from the payment before the seller receives it.
How does Goods and Services differ from Friends and Family?
Goods and Services is for purchases and can qualify for purchase and seller protection, subject to eligibility. Friends and Family is for personal transfers and has no purchase protection.
Can I work backwards from what I want to receive?
Yes. Select reverse mode and enter your target payout. The calculator finds the lowest price in cents that reaches it under the selected fee rules. Platform rounding may differ.